Showing posts with label coupons. Show all posts
Showing posts with label coupons. Show all posts

Couponing is pissing me off. A Rant.


Seriously, I'm getting aggravated with couponing. Not with coupons themselves but the stores and their "new policies". I get it. Coupon usage is up like a trillion percent as of late and shows like Extreme Couponing have caused otherwise non-gluttonous folk to turn into "I need 1000 bottles of antacid because it's a moneymaker" shelf-wiping, hoarding, wasteful freaks. But hey! That's not the majority of us. Guess what else? I totally understand that coupons take more time to process which in turn lowers your ROI on the cashier you have ringing me up. I get it, but come on. Don't punish your customers, instead tell your freaking stockholders and BODs to stop being so damn money hungry.

Last week I had 2 coupons for Joann Fabric & Craft Stores. First off, the associate at the register needed to be pulled due to her very unpleasant, why sugar coat it, bitchy attitude. She freaking scared ME she was so rude and mean. Anyway, she so pleasantly (what's that you smell? It's my sarcasm.) informed me that I cannot make 2 transactions at the store in one day with coupons. Store policy. If I stood in line again she would not ring me up! WTF!

I'm a mother of an almost 4 year old girl which means she talks all day long and anything I need to remember, like stuff needed from stores, I forget and on a daily basis go back to said stores a couple times because of this motherhood phenomenon, BUT because I have a coupon I can't come back in the same day. If every store started pulling this "policy" they may see a big hit in their bottom line or worse a Night of the Living Dead trampede from people like me! Oh, don't think I won't eat your brains.

What did I do about my angst? Well of course I tweeted about it immediately as I got in the car pissed that I was treated like a 2 year old "no you cannot have another piece of candy" and headed to Michael's to finish my purchases. A trip I did not want to make since Michael's is always butts to nuts with people gathering their crafting supplies for some project they found on Pinterest.  Luckily, I did have a coupon to use there, their cash-wrap associates were quite pleasant, AND I remembered some things I needed that I had forgotten while at Joann.

Saturday my husband had to run to Walgreen's. He came back and informed me that the lady in front of him was informed by the cashier that customers are only allowed to purchase once per day with store coupons at that store as well. Holy WTF Batman! It's a pandemic! Here's what I don't get. If you offer store coupons and I want to use them in one day and am willing to stand in line multiple times for this money savings how does this piss you off Mr. Retailer? At the end of the day each transaction is just that, a transaction. It doesn't have a face or personality or emotion attached to it, just money. Does my money lose it's value in your store the more times I want to spend it? 

The retail industry is forcing us to learn how to survive on what we have, to not purchase multiple convienance items from them, and ~gasp~ save our Money. Thanks Retail, though I'm still miffed at the customer service I received and really pained at a decision I have to make. Boycotting the stores that piss me off.

Seriously, I don't purchase from Macy's because of the whole Marshall Field's thingy and that was a long time ago, and I spent tons of money there (really, tons, I would tell my friends to look away when I would be rung up due to the embarrassment of the total).

My rant is over. You are welcome.

Mrs. FruGal: New Coupons.com Coupons!


Mrs. FruGal: New Coupons.com Coupons!: "There may not have been coupon inserts in the paper yesterday, but Coupons.com is making up for that! Here are some new HIGH VALUE coupons..." Click here for the list!

Free Christmas Craft eBook

I started doing crafts with B a few weeks ago and when I ran out of ideas the FaveCrafts Fun Crafts for Kids saved the day (and saved me from witnessing a 2 year old's tantrum).

Sign up to get your Free Craft Projects for a Quick and Easy Christmas featuring 25 crafts for greeting cards, ornaments, kids crafts and more. Create easy, inexpensive Christmas ornaments with mirrored paint and swirl techniques (pg. 7), or send a thoughtful holiday greeting with a Christmas Story scrapbook card (pg. 25). Find fun and easy Christmas crafts for kids using cinnamon dough that will fill your home with a holiday aroma. Check out these gift giving ideas and budget-friendly ways to be festive this Christmas!



Quick and Easy Christmas Crafts eBook

Thanks Home Depot!

The kitchen is 99% finished! The tiler is scheduling a day to come out and finish the backsplash, my  hubs is finishing up staining the trim and door and that's pretty much it! 

Here's a shout out to Home Depot for their very useful newsletter we receive! We couldn't have done it without ya! Nor could our budget without the special promotions and coupons in the Newsletter!  Here's the link to sign up to recieve the Home Depot Newsletter too! Sign up and Save!

Executive Homemaker Series: Automate

Automate

Save time for fun things in life by automating as many things that you can. Here are 4 big ones that I use and am quite grateful for:

 
  1. Automatic Bill-Pay/E-bill. Stop the snail mail bills from coming-saves on paper clutter=less visual stimulating stress. Get an email reminder to pay a bill, click a few buttons and be done.
  2. Schedule a donation pick-up service once a month or quarterly. Throughout the weeks start bagging your donations so they're ready! Better yet, get one of those laundry clothes dividers and tag each department: donate, trash, out of season. Get the whole family involved, saving You, the Executive Homemaker, time!
  3. Shopping. Certain items you use on a regular basis-like vitamins-order them online and set up an automatic ship monthly. Make sure you're getting a good price on the products. There are some things that searching for the perfect coupon and driving to a different store to save money costs you more in time! I have a monthly shipment for my vitamins, supplements, Laundry Detergent (yes, frugal laundry detergent shipped to my door), cleaning supplies, baking staples (extracts, seasonings). Now my Sunday Coupon Craze is focused on food and toiletries. My coupon binder is lighter and my duration in stores is much shorter.
  4. Lights on and off. Go spend the few dollars on motion detectors, light sensors, and timers and put them on your lights. When you leave in the day and come home in the dark you can rest assured that a light will come on for you once you go through your door. We have our front porch light on a light sensor, the back entry light on a motion sensor, and a few timers on lights to make it look like someone is home when we are not! AND the lights shut themselves off too, so no wasted electricity due to those family members who haven't a clue how to work a light switch.

 
What other daily life duties can be automated to save our time?

Frugal My Way, deal.

Toilet paperImage via Wikipedia


Frugal My Way
As Executive Homemaker and COO of this family, I'm pulling rank on some things.

  1. Just because we have a coupon doesn't mean we need it or will ever need it. Give someone else the coupon.
  2. Not going to replace our microwave straightaway after our Kitchen Remodel. Nor are we going to go overboard with tiling. The custom counter is enough extravagance. This old house can't handle too much change.
  3. Daughter will be taught the meaning of need in this house. You need something if it will keep you alive in some way. Driving past the "french fry house" does not constitute a Need.
  4. We will eat leftovers as many nights in a row as we have to so as not to waste any well cooked meals. The hubs will just have to accept this.
  5. Nothing but essentials should be plugged in around here. Charging a nose hair clipper that never gets used is obviously not essential.
  6. When the mega pack of diapers run out, the kid is getting potty trained, like it or not. Toilet paper is much cheaper than those darn diapers.

Stay tuned, more to come!
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1st Frugal FREEZE

What? I'm freezing our Frugality?
Does this mean I'm stopping my quest to be the ultimate FruGal?

No. It's been 3 months since we started our "No Spend Challenge" and have learned quite a bit about our spending, our guilty pleasures, our wants, our needs, and our consumptions.

Why the Freeze?
I've hit a fork in the Frugal Road. Let me explain.
  1. Expenses have been cut drastically.
  2. I get a high when I see the Sunday paper in the driveway.
  3. I'm still in love with the clothesline and have only used the dryer maybe 5 times in 2 months.
  4. Figuring out frugal meals is still fun.
  5. Being in control of our lives is pretty awesome too.
OK, so these points sound like our frugal quest is heading in the right direction. Here's the hiccup. I've been reading all the frugal and couponing sites, cutting coupons, salivating at the notion of getting free stuff and have been indulging is such. This has left us with a storage room full of stuff that B4 Frugal we'd never purchase or use-but it was free or a killer deal or it gave me a Catalina coupon to use for the next shopping trip.


The remainder of this week I am just going to stand here at the fork in the road. And determine which way to take in the remainder of our Frugal Adventures. I'll explain more when I get over this writer's block!
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What to do with CBP?

Coupon By-Product: all the newspapers that protect the priceless coupon cargo inside.

These past few months I've been piling the newspapers in the corner of my dining room and now it's so tall I'm afraid it is a fire code violation!

This morning my hubs was getting ready to clean our glass table and sadly said "we have no paper towels do we?". I eagerly told him "Use newspaper, doesn't leave lint!" This sparked my thinker.

What other uses are there for newspapers besides just putting them in the recycling bin? I've tried to think of at least 10, but so far only 5.

1. Window & Glass wipes
2. Packaging Stuffing
3. Gift Wrap
4. Drop cloth for finger painting and anything else a toddler can spill
5. Kindling for the fire pit and grill
6.
7.
8.
9.
10.

Help a girl out, what other uses can you think of?

FruGal Shoutout!

Here's my frugal shoutout for the week: I bought 10 bags of Kraft Shredded cheese for $.36. Yes, that is $.036/bag! High 5 to me!

Coupons Rock this FruGal's world!

Coupon Rant

I've stockpiled coupons for our Frugal Living undertaking. My husband even goes to Menards on Sunday morn and picks up 2 more Tribs so I have more coupons. After having watched Supercouponing by Jill Cataldo I have an even stronger drive to Save, Save, Save! I think I've crossed the line though. Now, when I look at the sales papers I am only looking at what I can get for Free!

Here's my gripe though. I am an Aldi shopper. Aldi is and has always been my numero uno store for basic goods. So, I tend to compare product prices from the name-brand stores to Aldi prices. Even if I've got a coupon, if the product isn't cheaper than Aldi, then I buy Aldi's brand.  Now, Aldi I've noticed has a regional pricing structure. Each one has slightly different pricing for the same items. That being said I understand the difficulty in trying to compile a list of general prices. BUT I still want to complain (I've only had one cup of joe this morn so I'm still a bit grumpy) that all these bargain/deals/couponing blogs do not take Aldi into consideration. I want to know if I use the 12 coupons on the 12 items you state will the price, if not Free, still be cheaper than the comparable product at Aldi.

Ok, I'm off that ugly soap box.

FruGal is Freedom


I know August is not over, but it's darn near close. Month number 2 of our No Spend Challenge has gone quite well. Here are some of the highlights:

Overall cash spent outside of utilities and mortgage, we are going to finish about $200 less than July! High Five to us!

We did eat out a few times this month, I will admit...but we had coupons for everything! The 3 of us ate lunch at Steak and Shake, during their happy hour- half priced drinks, and with our 3 coupons we ended up saving over $6.00 off the total bill...that's an entire meal there! We walked out of there paying $11.00. Sweet!

Dryer? I have one? I've plumb forgot about having an electric dryer in the basement next to the washer. Everything gets line-dried...even socks now! Am I going overboard yet?

"Do you have your coupons mommy?" This is the question B asks before we leave the house now. She's my little FruGirl.

The only major hurdle is getting my husband to get receipts for things he purchases, no matter how small the bill. Today he said "Oh, I forgot. I did good the first two weeks." Well sweetie, those first 2 weeks were SIX weeks ago. Get with the program my dear Hubby; consider this your verbal warning. ;-)

My mind set has gone from "I'm doing this 'cause I ain't bringing home the bacon anymore and the baby needs a new pair of shoes" to "I'm doing this out of love for my family and myself."

This ethereality hit me yesterday while B played in her sandbox and I sat on the patio removing oregano leaves from their stems to dry them for the winter. It was a long, tedious task but I was enjoying the outdoors, the quiet, and my daughter building birthday cakes in the sand.

Frugal is freeing causing fear to be fleeting.
I'm on top of the world!

FruGal August Update

We are into Day 5 6 of our August No Spend Challenge and I think we have the hang of it now. Only took a full month but hey, we're learning. The biggest thing we have a grip on is telling people "No, we can't go out to eat, we'll gladly have you over or vice versa for a homemade meal."

Couponing is going well. The issue is I don't buy most of the products there are coupons for. I'm a big advocate for store brands/generics and shop mostly at Aldi. Shoot, I'm the girl who while single ate yogurt for breakfast, salad for lunch, ramen for dinner, and a skinny cow ice cream sandwich for a nightly snack...for a year! Can someone say creature of habit? The lure of the  products with coupons is tempting, but I just cannot justify buying something just because there's a good deal. Am I thinking wrong?

Our Farmers Market is still going on but we have noticed the prices are not very good and our favorite stand isn't there anymore. Luckily, our garden is starting to birth some good produce so we're making up for the FM's slack.

I have been making some killer (as in good, not lethal) frugal "gourmet" meals! My culinary prowess astonishes me! Our kitchen does a happy dance when I make a dinner $8.00 or less for the three of us! Oh wait, it's not dancing, that's just the 100 year old floors creaking. I'll still think its celebrating with me.

Today we are utilizing our zoo membership with our sack lunches in tow. Another Free day for Me!

Frugal Confession

Yes, we are getting more Frugal everyday. I'm enjoying everything about trying to cut costs. The elephant in the room though is starting to make some noise.


I must confess that I'd cut back on groceries, cable, phone, gas, clothing, whatever, in order to continue the following:

  • I cannot give up getting my hair cut & colored monthly. Nope, can't do it. This expense, which for many people would be seem quite lofty, $600+ a year has to be budgeted in to our Frugal Lifestyle. Even if no one sees me, I still must be well coifed.
  • Once a month Date Night. Me and the Hubs need some time to date each other. We plan on being wise with our date night choices but we still have to do it! So, this too must be budgeted into our Frugal plan.
  • Our annual weekend away in December. Each year we stay at a hotel in Chicago and go to the Christkindlmarket and some fine dining locale. This is also my Godson's Christmas gift from us...an annual experience. Fortunately for us, the Hilton offers Christmas in July specials so we book the hotel for dirt cheap in July and enjoy it in December.
There. The elephant has left the building and I feel repentant and ready to charge ahead..as in a battle cry to attack,  not charge as in charge card.

What things can't you give up for the sake of Frugality?

July Wrap Up

Tomorrow our No Spend July Challenge comes to an end. What an eye opening, liberating, and shameful experience it's been! We are starting the No Spend August Challenge now that we have a feel for things, and we really want to do better than we did this month.


July Wrap Up:

1. We haven't a clue what we spent all our money on before and are quite embarrassed by this.

2. It was nice spending more time as a family and focusing on us.

3. I received my FIL's yummy pizza dough recipe!

4. I still haven't fully decluttered the basement!

5. No one wants to buy our stuff.

6. My daughter will eat anything we put in front of her! (tonight she ate shark)

7. My daughter gets excited about broccoli!

8. We still spent too much $

9. I'm starting to feel like I live in Italy with my clothesline outside my kitchen window

10. We have all we need

11. It feels great to be in control of our lives

12. I'm starting to become a good cook

13. I've been keeping up with my blogging!!!!!!


I'm excited to start August! I'll keep you updated on how we are doing!
Frugal is the new Black baby!


Day 23: Adding up the savings!

Today we saved 83% on our purchases!



Riding the high of coupon success I came home and added up our receipt savings for the month so far: $70! Wow, had I not become so obsessed with couponing we would be out that coin!
High Five to me!

Taking the time: Our Frugal Challenge Update

Nineteen days into the challenge. Seems like it's been a full month already! We've surpassed the naive initial budget I had set, but when we continue this challenge next month (yep, we are doing this again in August)  we know our needs better and can make a realistic budget that won't break the bank!


The biggest eye opener so far has been that being a good steward means taking the time. No matter what we do, there will always be 24 hours in the day, the quality of the time spent is the key! I used to think that going out to eat or ordering in saved us time and let us get to more important things quicker. What was so important? Sitting our butts on the couch watching "our" TV shows everyday! How sad. Today one of the important things is deciding when we are going to start cooking dinner and what is on the menu. I still don't have a good grip on menu creating but I'll get there.

The past 18 days we have missed many of our shows on TV, but we've spent more quality time together even if it was while drying the dishes, hanging the clothes on the line, or having a toy instrument parade through the house.

Some goals for the next couple weeks:
  • Keep stockpiling coupons and getting awesome deals on necessities
  • Use the dryer no more than 2 times
  • Freeze our debit cards so we can't use them last minute-which we've done a few times so far
  • Look into our cell phone and cable/Internet plans so we can lower those bills.
  • Drink more coffee and eat less sweets! Being in the kitchen more has made access to sweets too easy!

Olive Oil coupons?

My name is KimD but you can call me Fru-GAL. I'm getting way too into this whole getting a grip on our finances...mainly the saving coin with coupons and sales. I'm addicted. Guess this type of addiction is better than most. Right?

Tonight I organized all my coupons and made a very scary observation...no olive oil coupons! Don't Olive Oil Manufacturers offer coupons? Considering we use olive oil for everything (butter is only used for cookies and corn on the cob in this house) and we just emptied our last 3 quart 5.4 ounces can tonight, I'd really like to get my coupon fix on this pantry staple as well.

You could say I'm cold-pressed for a deal. Get it? Cold pressed. hee hee. Ok, I'm a dork and have been staring at the computer too long.


Anyone know of Olive Oil Coupons floating around????

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